Life insurance nicotine test is one of the most major tests of the medical exams for getting approval of life insurance. Without passing this medical test you will not be able to get the life insurance policy. The test is to determine if you are a smoker or not.
Life insurance for smokers is quite difficult to gain but you need to find for the policies carefully so that you can obtain a cheap one. You need to find the policies carefully otherwise you will not be able to get the policy that you are seeking. Without passing the life insurance nicotine test it will be a very difficult task for you to get a cheap policy that you need.
If you have nicotine in your blood you will have to clean the nicotine from the blood. If you stop smoking for few months you will be able to get out of this problem. Nicotine doesn’t stay on blood for a long time so if you stop using nicotine for one or two months you will be able to get free from nicotine and it will help you to pass the medical tests. You can check for the policies so that you can compare the quotes for getting the best policy.
If you are smoking from a long time you may face difficulty to remove nicotine completely from your body. In that case you will have to go through the no medical exam. You have the option to go through guaranteed acceptance life insurance which is free of this exam issues. No exam, no questions but the premium are quite high. You can easily shop this policy and there is no need to take any medical exams for this policy. So, you can search for the insurance quotes and it will help you to obtain very cheap policy.
Life insurance for smokers is quite difficult to gain but you need to find for the policies carefully so that you can obtain a cheap one. You need to find the policies carefully otherwise you will not be able to get the policy that you are seeking. Without passing the life insurance nicotine test it will be a very difficult task for you to get a cheap policy that you need.
If you have nicotine in your blood you will have to clean the nicotine from the blood. If you stop smoking for few months you will be able to get out of this problem. Nicotine doesn’t stay on blood for a long time so if you stop using nicotine for one or two months you will be able to get free from nicotine and it will help you to pass the medical tests. You can check for the policies so that you can compare the quotes for getting the best policy.
If you are smoking from a long time you may face difficulty to remove nicotine completely from your body. In that case you will have to go through the no medical exam. You have the option to go through guaranteed acceptance life insurance which is free of this exam issues. No exam, no questions but the premium are quite high. You can easily shop this policy and there is no need to take any medical exams for this policy. So, you can search for the insurance quotes and it will help you to obtain very cheap policy.